Many Texas homeowner policies include some coverage for biohazard and trauma cleanup, though it varies considerably between policies and is frequently subject to its own limit. It is worth asking your carrier directly rather than assuming either way, and we can speak to an adjuster on your behalf if that is easier.
For families affected by a violent crime, the Texas Crime Victims Compensation Program, administered by the Office of the Attorney General, can assist eligible applicants with crime scene cleanup costs. The program sets its own eligibility rules, limits, and deadlines, and a police report is generally part of an application. We can point you to it, though we cannot promise any particular outcome.
Hoarding cleanup is less often covered, since carriers typically treat accumulation as a maintenance matter. Where it has produced a covered consequence, such as a plumbing failure or resulting water damage, that portion may be treated differently from the clearance work itself.
We document conditions before anything is touched, record what is removed, and provide the scope in a form a carrier or a program can review. That record also tends to matter in landlord and estate situations, separately from any claim.